NEWS FLASH Professionals now qualify for 7 x GROSS income
If you want to learn more please feel free to contact us
or speak to one of our advisers on 0203 963 1020

Independent and impartial, we work for you
and not the mortgage lender

Our Story Our Fees Contact MFP

Our story

Mortgages for Professionals is a specialist mortgage broker offering lenders from the whole UK market. We provide a service dedicated to individuals with professional qualifications and high projected earnings – from doctors and dentists, to accountants and engineers. We understand your occupation, career path and earnings and we aim to take the stress out of the mortgage process with clarity, speed and efficient. The same principals you adopt in your line of work.

Our offices are based in central London, although we arrange mortgages for professionals throughout the UK.

All of our mortgage brokers are professionally qualified and have many years experience in dealing with the particular demands of your profession. At Mortgages for Professionals we have years of experience securing the best rates and terms for both professional and high-earner clients. The relationships we have established with all of the UK’s major lenders enables us to negotiate with senior underwriters on our clients’ behalf for favourable terms and enhanced income multiples. With direct access to senior underwriters at banks and lenders across the UK, we can negotiate the best possible terms on your behalf, securing large mortgage amounts that wouldn’t otherwise be available to you. Independent and impartial, we work for you and not the mortgage lender.

We will assess your personal circumstances, no matter how complex or discrete your financial situation (for example, we can focus on projected earnings, bonus schemes etc.). Many lenders now have teams that only assess large mortgage applications. We have strong relationships with the underwriters in these departments.

Mortgages for Professionals (MFP) was established in 2007 but the origins of the company are dated back to 1993 when the founders of MFP, Bruce Mainwaring and Daniel Newbery, first entered the industry. Bruce and Dan quickly became specialist in their field and in 2004 Bond Finance Ltd was created to help clients with their mortgage and commercial needs.

With their growing knowledge, expertise, reputation and banking contacts, Bruce and Dan realised that professionals did not realise that they qualified for preferential products, income multiples and terms. So they took the decision to set up Mortgage for Professionals to cater solely to professionals buying property in the UK and to make sure that qualifying professionals received the best product available on the market.

As a group we can handle everything, but the benefit to you using us at MFP is that banks know about MFP and the people we deal with know your occupation, your income structures and your career paths. So added to the experience and knowledge of all of our advisers, you also get access to a bank who will know your occupation and understand your unique circumstances. So you can be rest assured that we will secure the best mortgage available to you on the market.

We look forward to speaking with you soon to start your mortgage journey.

Large mortgages, low rates...

As a professional or high earner your financial and career stability can help secure low rates – no matter how high your desired mortgage value. We can arrange:

  • High value mortgages from £100,000 to over £10m. Enhanced affordability terms
  • Deals requiring little or no deposit (in certain circumstances)
  • Large mortgage deals based on future and projected earnings (deals can also incorporate bonus payments and other non-conventional income)
  • Specialist deals for foreign nationals living and working in the UK
  • No penalties for early or flexible repayments
  • Large mortgages and offset mortgages
  • Discounts and special offers – including cashback or valuation refunds

To make an application for a large or high value mortgage please complete our online form.

Why choose us

Our service is designed to appeal specifically to professional applicants who would like to have a frank and intelligent conversation with a mortgage broker. Our personal, discreet approach means that we can deal with your application as professionally as you would deal with your own clients.

There are many reasons why you might choose to use a mortgage broker. It may be that your financial circumstances are straightforward, but you have little time to research the best deal or spend hours doing battle with the bank’s underwriting and administrative systems.

Whatever your circumstances, Mortgages for Professionals aims to secure the best available deals in the current mortgage market.

At Mortgages for Professionals we represent you, not the bank.

Our Fees

Whether you’re a first time buyer, a home-mover or a buy to let investor, we can help you arrange a deal. We can also secure mortgages based on full verification of income and in certain circumstances projected income. Please read Mortgages for Professionals Client Fee Agreement for confirmation of our status:

Download Mortgages for Professionals Client Fee Agreement.

The FCA requires that certain information be provided to the client prior to business being transacted so that the relationship between the client and the firm is clearly stated and understood.

Hey Dan, Chloe and Dylan, We've moved! I just wanted to send a quick note to say a huge thanks for helping us complete on our property. You offered so much support in securing a mortgage and were always very responsive. We're really happy with our new home, and appreciate your part in making that happen. Thanks a mil!
Reese & Tash
My expectations of service levels are high given I am in professional practice and I'd contacted numerous brokers to work with me on my mortgage application but only found one that I wanted to progress with. From the start Paula and Lisa were responsive (sometimes responding to emails in minutes) and worked hard to get up to speed with my situation. They then articulated this to the lender which proceeded very quickly through to an offer. I would happily recommend them to anyone.
B Eagle
I could not be happier with my experience with Mortgages for Professionals. As a first time buyer, finding the right mortgage felt so overwhelming but from the start Dan put my mind at ease. The service I received was outstanding. There were (a few) setbacks along the process, and I cannot thank Dan and Chloe enough for their patience and efforts to move things forward! They really went the extra mile to get me to completion. I will absolutely use MFP for my next purchase and will highly recommend MFP to my family, friends and colleagues. Again thank you!
C Ekindi
Thank you all for your patience and hard work in getting the purchase of Panmure Road completed yesterday. We managed to pull it back from the brink. We got the keys yesterday and everything was in order – although after 21 years of wear and tear since the title was last transferred the house needs a lot of attention to make it shiny and habitable! You all worked very hard dealing with some moving goalposts at times (not my fault!), so thank you. Just need to sell my old flat now and all will be well.
Mr Peter Newman Barrister
I contacted MFP after several unsuccessful mortgage applications directly with lenders. I had become self employed only 9 months prior to making applications, and notwithstanding evidence of consistent and valuable revenue, lenders couldn’t accept such a recent change in circumstances. Many required not less than 2 years accounts. MFP understood my situation completely, and looked at all the background and surrounding circumstances before creating a case which quickly resulted not just in a mortgage offer, but one with a high LTV and at a very competitive rate. MFP stayed involved in the process of the application and indeed various legal matters which arose during the conveyancing process, to ensure the purchase went through. I would highly recommend MFP.
Mr Adam Shore Solicitor
I have worked with MFP on a number of property purchases over the past three years and I have always been delighted with the quality of advice, the level of support through the mortgage process and their ability to deliver a completed deal. I would have no hesitation to recommend MFP and I will certainly look to work with them again on any future mortgage requirements.
Ben McGrail MD, Harlex Consulting
Just wanted to pass on my thanks to yourself and Dan for your advice and guidance throughout the process. If I hear of any friends / colleagues that are looking for a mortgage, you will be highly recommended!
D.P Accountant
Thanks for all your help! Without your swift action on the day we wouldn’t have got this property and there has been absolutely nothing in the area since then so you really made a difference.
Nick Singer Barrister
The sale would not have been possible without your help. Thank you so much for everything you and your team did. I wish we had come yo you in the first place – it would have saved a huge amount of stress. We will most definitely recommend your services to friends and family.
Chloe Hastings Dentist
I wanted to let you know that we have exchanged contracts today with a view to completing today also. I will confirm when we have completed. We wanted to say thank you once again for all your help, advice and support. We quite literally could not have done it without you! You really did go above and beyond!!
Amanda Accountant
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