NEWS FLASH Professionals now qualify for 7 x GROSS income
If you want to learn more please feel free to contact us
or speak to one of our advisers on 0203 963 1020

Independent and impartial, we work for you
and not the mortgage lender

Our Story Our Fees Contact MFP

Our story

Mortgages for Professionals is a specialist mortgage broker offering lenders from the whole UK market. We provide a service dedicated to individuals with professional qualifications and high projected earnings – from doctors and dentists, to accountants and engineers. We understand your occupation, career path and earnings and we aim to take the stress out of the mortgage process with clarity, speed and efficient. The same principals you adopt in your line of work.

Our offices are based in central London, although we arrange mortgages for professionals throughout the UK.

All of our mortgage brokers are professionally qualified and have many years experience in dealing with the particular demands of your profession. At Mortgages for Professionals we have years of experience securing the best rates and terms for both professional and high-earner clients. The relationships we have established with all of the UK’s major lenders enables us to negotiate with senior underwriters on our clients’ behalf for favourable terms and enhanced income multiples. With direct access to senior underwriters at banks and lenders across the UK, we can negotiate the best possible terms on your behalf, securing large mortgage amounts that wouldn’t otherwise be available to you. Independent and impartial, we work for you and not the mortgage lender.

If you’re looking for a large mortgage of over £100,000 or more, get in touch. We will assess your personal circumstances, no matter how complex or discrete your financial situation (for example, we can focus on projected earnings, bonus schemes etc.). Many lenders now have teams that only assess large mortgage applications. We have strong relationships with the underwriters in these departments.

Mortgages for Professionals (MFP) was established in 2007 but the origins of the company are dated back to 1993 when the founders of MFP, Bruce Mainwaring and Daniel Newbery, first entered the industry. Bruce and Dan quickly became specialist in their field and in 2004 Bond Finance Ltd was created to help clients with their mortgage and commercial needs.

With their growing knowledge, expertise, reputation and banking contacts, Bruce and Dan realised that professionals did not realise that they qualified for preferential products, income multiples and terms. So they took the decision to set up Mortgage for Professionals to cater solely to professionals buying property in the UK and to make sure that qualifying professionals received the best product available on the market.

As a group we can handle everything, but the benefit to you using us at MFP is that banks know about MFP and the people we deal with know your occupation, your income structures and your career paths. So added to the experience and knowledge of all of our advisers, you also get access to a bank who will know your occupation and understand your unique circumstances. So you can be rest assured that we will secure the best mortgage available to you on the market.

We look forward to speaking with you soon to start your mortgage journey.

Large mortgages, low rates...

As a professional or high earner your financial and career stability can help secure low rates – no matter how high your desired mortgage value. We can arrange:

  • High value mortgages from £100,000 to over £10m. Enhanced affordability terms
  • Deals requiring little or no deposit (in certain circumstances)
  • Large mortgage deals based on future and projected earnings (deals can also incorporate bonus payments and other non-conventional income)
  • Specialist deals for foreign nationals living and working in the UK
  • No penalties for early or flexible repayments
  • Large mortgages and offset mortgages
  • Discounts and special offers – including cashback or valuation refunds

To make an application for a large or high value mortgage please complete our online form.

Why choose us

Our service is designed to appeal specifically to professional applicants who would like to have a frank and intelligent conversation with a mortgage broker. Our personal, discreet approach means that we can deal with your application as professionally as you would deal with your own clients.

There are many reasons why you might choose to use a mortgage broker. It may be that your financial circumstances are straightforward, but you have little time to research the best deal or spend hours doing battle with the bank’s underwriting and administrative systems.

Whatever your circumstances, Mortgages for Professionals aims to secure the best available deals in the current mortgage market.

At Mortgages for Professionals we represent you, not the bank.

Our Fees

Whether you’re a first time buyer, a home-mover or a buy to let investor, we can help you arrange a deal. We can also secure mortgages based on full verification of income and in certain circumstances projected income. Please read Mortgages for Professionals Client Fee Agreement for confirmation of our status:

Download Mortgages for Professionals Client Fee Agreement.

The FCA requires that certain information be provided to the client prior to business being transacted so that the relationship between the client and the firm is clearly stated and understood.

Hey Dan, Chloe and Dylan, We've moved! I just wanted to send a quick note to say a huge thanks for helping us complete on our property. You offered so much support in securing a mortgage and were always very responsive. We're really happy with our new home, and appreciate your part in making that happen. Thanks a mil!
Reese & Tash
My expectations of service levels are high given I am in professional practice and I'd contacted numerous brokers to work with me on my mortgage application but only found one that I wanted to progress with. From the start Paula and Lisa were responsive (sometimes responding to emails in minutes) and worked hard to get up to speed with my situation. They then articulated this to the lender which proceeded very quickly through to an offer. I would happily recommend them to anyone.
B Eagle
I contacted Mortgages for Professionals after my usual mortgage broker was unable to secure a large enough mortgage for me to buy out my ex partner from our joint property. My circumstances and salary profile were complicated but Peter (aka mortgage miracle worker!) quickly and clearly set out all my options and was able to liaise directly with mortgage lenders to secure sufficient mortgage for my needs. We encountered numerous challenges in completing the mortgage, e.g. unexpected survey results and additional lender requirements, but Peter kept me informed at every stage and quickly resolved problems. I was delighted to take sole ownership of the property in April, something I hadn’t thought would be possible and certainly wouldn’t have happened without Peter’s involvement. I have recommended Mortgages for Professionals to friends and colleagues and wouldn’t hesitate to use them again. Thanks so much!
R Dyas
After an exhaustive two year search we found our dream home, but it looked as though we would miss out after encountering an unexpected hurdle very early in the application process. With the end of the Stamp Duty holiday looming, Peter and the team at MfP worked tirelessly to get us over the line. In spite of having an extensive client workload, Peter made it seem as though we were the only clients he was supporting – the very definition of phenomenal service. In spite of the complexity of our case, and thanks to his knowledge, expertise and close relationships across the lending spectrum, Peter managed to get us our mortgage offer in plenty of time to secure our new home. I would look no further than Peter and the team at MfP for your mortgage advice. There is, quite simply, none better
V Moulton
Outstanding!!! Peter is a breath of fresh air during the pandemic. I was let down by my bank, I was let down by another broker and then I spoke to Peter who made everything so easy and simple and took all the stress of getting the mortgage and moving away. Thank you so much for helping us move home, I will see you in two years.
R Estrada
A HUGE thank you from myself and Emma after Peter helped secure a mortgage on our first home. It seemed like every obstacle in the world was put in front of us but Peter still managed to calmly guide us through the whole process. We look forward to using your services again in the future.
B Andrew
After being let down by a mortgage advisor late in a property transaction we got in touch with Peter who was able to resolve the situation and deliver a mortgage offer within 3 weeks. Cannot recommend highly enough
L Bedford
Peter, as you know we have completed on the flat. Many thanks indeed for your tremendous help with arranging everything for us. You are a star!
All my thanks to Peter Momirovski for helping me arrange three mortgages during; COVID, Lockdowns, banks delays and a thoroughly awful year. I don’t believe anyone could have done the job he did and no-matter what hurdles came up he had a solution and would not give in even though I may have. I have found my adviser for life. Thanks again.
G Grant
Thank you so much for everything Peter, this last year has been really hard and you have been absolutely amazing throughout. I truly think your incredible drive and unfailing belief in getting to this end stage probably kept us pursuing the various houses when at times I know I was definitely ready to give up. Thank you for helping us buy our home.
D Bains
Peter Momirovski has been looking after our mortgage arrangements for 5 years now, dealing with 2 purchases and an extra mortgage for renovations. He has always given us great advice, explained things thoroughly and is clearly thinking about what’s best for our personal circumstances as a family. He is friendly and professional to deal with and works incredibly hard to get the best deal quickly. In fact for our most recent purchase he was able to find us a very competitive rate, borrowing much more money than we ever expected to.
A Salfield
I am very thankful to Peter Momirovski, he was always there to support navigating my deals from proposal to completion under tight frames especially during lockdown. Throughout he was professional, always available and most importantly calm. I will not hesitate to use Peter for my future business.
I can unreservedly recommend Peter Momirovski as a mortgage advisor. He has consistently assisted me in obtaining outstanding arrangements. His service is professional, efficient, and friendly – a real pleasure to work with. I am very grateful to him and his colleagues as I travel extensively and my circumstances don’t always easily fit with some providers’ requirements. Peter made it easy.
C Lombard
The whole process was completely seamless, from Peter’s research on the best product, through to the mortgage offer which we got within five days. Amazing!. I would highly recommend Peter Momirovski and Mortgages for Professionals and I will definitely come back to him in the future.
J O’Neill
I could not be happier with my experience with Mortgages for Professionals. As a first time buyer, finding the right mortgage felt so overwhelming but from the start Dan put my mind at ease. The service I received was outstanding. There were (a few) setbacks along the process, and I cannot thank Dan and Chloe enough for their patience and efforts to move things forward! They really went the extra mile to get me to completion. I will absolutely use MFP for my next purchase and will highly recommend MFP to my family, friends and colleagues. Again thank you!
C Ekindi
I cannot recommend Mortgages for Professionals, and in particular, Peter Momirovski enough! He has been the ultimate professional during our dealings. He has been highly supportive and extraordinarily knowledgeable throughout the process and nothing has been too much trouble. (He has even been available late into the evenings and during the weekend!) Peter has given honest and pertinent advice throughout the process and he has provided regular updates, from start to finish. I cannot recommend Mortgages for Professionals and Peter Momirovski enough! I can safely say that I will not hesitate to use him again, for any further financial planning and advice. Peter’s customer care has been exemplary! Thanks again!
H Pastana
Peter has been excellent from the very first call with him! He has dealt with our mortgage in a professional, efficient way, always reaching out to us for documents and updates in a timely manner, which has made it stress free and pleasant experience. We will definitely be reaching out to you in the future, Thanks for all your help Peter!
T Patel
We recently obtained 2 mortgages simultaneously using our adviser Peter. Our situation was unorthodox and despite this we received an outstanding service. The level of communication from our adviser was excellent and his willingness to liaise with the solicitor and agent was exemplary. We are very grateful to have been able to use his services and would recommend him unreservedly
D Lewis
Peter Momirovski was invaluable throughout the purchase of my first property. As a new build above a hot food takeaway, the range of lenders were already limited but Peter was very helpful in securing a mortgage with a high street lender which saved me money and hassle. Peter was patient while guiding me through the application process for the first time and despite the setbacks we encountered along the way. I have no doubt I’ll use Peter when I move again.
J Perkins
Mortgages for Professionals, and specifically Peter Momirovski, have given us exceptional service both before and during the difficult pandemic period. They have been incredibly responsive and have given sound, personalised advice. They have really gone the extra mile for us and we would not hesitate not recommend them.
H Chapman
Fantastic experience and I could not have been able to buy my new home without Peter’s professional advice and help. Peter’s experience, expertise and his ability to speak to the bank to explain my situation made something scary and stressful a pleasure and I will most definitely be using him again.
N Dean
Thank you all for your patience and hard work in getting the purchase of Panmure Road completed yesterday. We managed to pull it back from the brink. We got the keys yesterday and everything was in order – although after 21 years of wear and tear since the title was last transferred the house needs a lot of attention to make it shiny and habitable! You all worked very hard dealing with some moving goalposts at times (not my fault!), so thank you. Just need to sell my old flat now and all will be well.
Mr Peter Newman Barrister
I contacted MFP after several unsuccessful mortgage applications directly with lenders. I had become self employed only 9 months prior to making applications, and notwithstanding evidence of consistent and valuable revenue, lenders couldn’t accept such a recent change in circumstances. Many required not less than 2 years accounts. MFP understood my situation completely, and looked at all the background and surrounding circumstances before creating a case which quickly resulted not just in a mortgage offer, but one with a high LTV and at a very competitive rate. MFP stayed involved in the process of the application and indeed various legal matters which arose during the conveyancing process, to ensure the purchase went through. I would highly recommend MFP.
Mr Adam Shore Solicitor
I have worked with MFP on a number of property purchases over the past three years and I have always been delighted with the quality of advice, the level of support through the mortgage process and their ability to deliver a completed deal. I would have no hesitation to recommend MFP and I will certainly look to work with them again on any future mortgage requirements.
Ben McGrail MD, Harlex Consulting
Just wanted to pass on my thanks to yourself and Dan for your advice and guidance throughout the process. If I hear of any friends / colleagues that are looking for a mortgage, you will be highly recommended!
D.P Accountant
Thanks for all your help! Without your swift action on the day we wouldn’t have got this property and there has been absolutely nothing in the area since then so you really made a difference.
Nick Singer Barrister
The sale would not have been possible without your help. Thank you so much for everything you and your team did. I wish we had come yo you in the first place – it would have saved a huge amount of stress. We will most definitely recommend your services to friends and family.
Chloe Hastings Dentist
I wanted to let you know that we have exchanged contracts today with a view to completing today also. I will confirm when we have completed. We wanted to say thank you once again for all your help, advice and support. We quite literally could not have done it without you! You really did go above and beyond!!
Amanda Accountant
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