Mortgages for Professionals
Since 2007

MFP provides mortgage solutions to buyers with professional qualifications and high projected earnings across the UK.

Professional mortgage products are aimed at borrowers in certain professional employment. Lenders use their own affordability calculations to assess how much they will lend, some offer enhanced calculations and favourable rates specifically to professionals. Your career stability and reliable income can help you save money. However, approaching your bank or high street lender direct is not always the best way to secure the lowest rates.

Mortgages for Professionals is a specialist mortgage broker offering lenders from the whole UK market. We provide a service dedicated to individuals with professional qualifications and high projected earnings – from doctors and dentists, to accountants and engineers.

Our offices are based in central London, we arrange mortgages for professionals throughout the UK.

MFP - A specialist mortgage broker for professionals

Accountants
Architects
Barristers
Dentists
Doctors
Graduates
Investment
Solicitors
Surveyors
Other

Whether you’re self-employed or work in an accountancy firm, we can secure the best mortgages for accountants or remortgage deals for you. We understand the different ways you are remunerated and we know which banks offer the best terms dependant on your income structure.

So if you own your own practise, work in a partnership, or work for a firm with a clear career path, contact us and speak to one of our mortgage advisers who understand the different ways you can show income.

By letting Mortgages for Professionals negotiate with lenders, qualified (or nearly-qualified) accountants can take advantage of a range of benefits, including:

  • High income multiples – expect generous affordability calculations
  • High mortgage amounts for recently-qualified accountants (ACA or similar)
  • Competitive interest rates
  • Great deals, even if you have variable income
  • Reduced deposit
  • Discount and excellent value remortgages
  • Fast in-principle decisions
  • Flexible terms and conditions on mortgages for accountants
  • Help arranging a mortgage for skilled migrant workers
  • Specialist deals, such as guarantor mortgages or buy-to-let agreements

If you’re an architect we can help you secure a better deal on your mortgage. Whether you’re recently qualified, a contractor or working for an established firm, Mortgages for Professionals can find lenders offering the most generous affordability calculations and low interest mortgages for you. Contact us and speak to one of our experienced advisers who will be happy to help.

Banks and high street lenders are keen to provide mortgages for architects and other professionals. However, they are often unable to fully understand your financial situation, particularly if you have irregular or hard-to-prove income.

With established relationships with all the major UK lenders, our mortgage consultants can negotiate on your behalf to arrange the best available mortgages and remortgages for architects. We’ll complete all forms, paperwork and calls needed to ensure you get the mortgage deal best suited to your needs. Simply complete the contact us form and start your journey by meeting your mortgage adviser.

Mortgages for Professionals can help you secure:

  • Competitive interest rates for mortgages and remortgages
  • Deals requiring reduced deposit
  • High income multiples – generous affordability calculations (even for those with irregular income)
  • Flexible early repayment conditions (useful for those on bonus schemes etc.)
  • Fast in-principle decisions
  • Guarantor mortgages for the recently or soon-to-be qualified
  • Your preferred interest rate type, including fixed, variable and tracker mortgages
  • Finance for your new architect business
  • Mortgages for architects from overseas
  • To make an application, complete the simple form.

Many banks and high street lenders can offer generous rates and terms to barristers. As a professional, you can expect high income multiples and low interest on all mortgages for barristers.

However, barristers and other legal professionals may face problems with banks and high street lenders who are unable to assess your precise financial circumstances or understand irregular income patterns. Contact one of our mortgage advisers who can explain the possible pitfalls you can encounter and understands how to present your aged debtors list to a lender with the aid of your clerk.

At Mortgages for Professionals we draw on years of specialist experience in the professional sector. We’ve established relationships with most of the major UK banks and lenders, and can offer a whole of the market brokerage service.

We negotiate on your behalf for the best available mortgages for barristers. Whether you’re self-employed, with only one year’s accounts, or your income has been rising steeply and you need a lender to use your most recent year’s income – we can help so contact us and start your journey.

At Mortgages for Professionals we can help you arrange deals with:

  • High income multiples – generous affordability calculations for barristers
  • Competitive interest rates
  • Reduced deposit required
  • Low or no early repayment charges
  • Discounts and bonuses, including cashback
  • Flexible terms and conditions
  • Fixed, variable or tracker rates of interest
  • Availability for foreign nationals, including US barristers working in any of the “Magic Circle” law firms

Professional mortgages for dentists can be some of the best deals on the market. However, approaching your bank or high street lender direct doesn’t guarantee you the most preferential terms.

At Mortgages for Professionals we source the best value mortgages for dentists available. Our specialist sector knowledge and strong relationships with major UK lenders means that we can negotiate on your behalf for the best possible deal. We understand the financial and working arrangements for dentists and use key information to get the right professional mortgage for you.

Whether you’re looking for a remortgage, a buy to let deal, dental practice financing, or even if you’re a first time buyer – we can help you secure the best professional mortgages for dentists.

If you’re an associate dentist, a principal dentist or any other medical professional contact us and speak to one of our advisers who can take you through the mortgage process.

Professional mortgages allow for preferential rates, high income multiples and high loan to value borrowing – as well as many other benefits. At Mortgages for Professionals we can help you:

  • Find high income multiples – generous affordability calculations for dentists
  • Secure low interest professional mortgage and remortgage rates
  • Pay little or no deposit (useful for first time buyers)
  • Get fast in-principle decisions
  • Use income based on the out-going associate’s earnings
  • Use the value of UDAs for associates about to join a practice
  • Find fixed rate mortgages or arrange interest only periods
  • Arrange guarantor mortgages for young dentists
  • Find mortgages for foreign nationals and dentists with a Tier 2 visa
  • Locate professional mortgages for dentists with limited credit history

We understand that the most important factor for a busy doctor is their time. At Mortgages for Professionals we want to take the stress and burden of buying or remortgaging your home away from you and make your mortgage journey as smooth and quick as possible. We understand the pressures you are under and we want to make sure there is no added strain when applying for a mortgage. Contact us and meet your adviser who will help you on your mortgage journey.

Mortgages for doctors are available at reduced rates, generous affordability calculations and favourable terms – whether you’re a first time buyer, searching for a remortgage deal, or looking for practice finance.

Our advisors understand the unique working and financial arrangements of medical professionals and can help you secure the lowest rate possible. We’re totally independent and impartial. The relationships we have established with major banks and UK high street lenders enables us to negotiate directly with lending departments to get the best terms on your behalf.

If you’re a newly-qualified doctor, working your way through the training grades, surgeon, consultant, or GP, contact us to find the most competitive mortgages for doctors.

So, why do doctors get preferential treatment? Many banks and mortgage lenders will offer professionals, such as doctors, lawyers and accountants, favourable deals because they are seen as more reliable long-term risks. You can expect us to help you secure:

  • High income multiples – lenders are more generous with their affordability calculations
  • Competitive mortgage and remortgage interest rates
  • Reduced deposit mortgages for doctors
  • Fast in-principle decisions
  • Flexible terms and conditions
  • Guarantor mortgages for young doctors
  • Practice buy-ins – assess future income by looking at earnings of outgoing GP
  • Practice funding and GP surgery finance
  • Mortgages for foreign nationals and doctors with the appropriate visa
  • Mortgages for medical professionals who exclusively work as locums
  • Mortgages for doctors with limited credit history
  • Recently qualified? Foreign national?

Whether you’re self-employed or work in an accountancy firm, we can secure the best mortgages for accountants or remortgage deals for you. We understand the different ways you are remunerated and we know which banks offer the best terms dependant on your income structure.

So if you own your own practise, work in a partnership, or work for a firm with a clear career path, contact us and speak to one of our mortgage advisers who understand the different ways you can show income.

By letting Mortgages for Professionals negotiate with lenders, qualified (or nearly-qualified) accountants can take advantage of a range of benefits, including:

  • High income multiples – expect generous affordability calculations
  • High mortgage amounts for recently-qualified accountants (ACA or similar)
  • Competitive interest rates
  • Great deals, even if you have variable income
  • Reduced deposit
  • Discount and excellent value remortgages
  • Fast in-principle decisions
  • Flexible terms and conditions on mortgages for accountants
  • Help arranging a mortgage for skilled migrant workers
  • Specialist deals, such as guarantor mortgages or buy-to-let agreements

Whether you’re self-employed or work in an accountancy firm, we can secure the best mortgages for accountants or remortgage deals for you. We understand the different ways you are remunerated and we know which banks offer the best terms dependant on your income structure.

So if you own your own practise, work in a partnership, or work for a firm with a clear career path, contact us and speak to one of our mortgage advisers who understand the different ways you can show income.

By letting Mortgages for Professionals negotiate with lenders, qualified (or nearly-qualified) accountants can take advantage of a range of benefits, including:

  • High income multiples – expect generous affordability calculations
  • High mortgage amounts for recently-qualified accountants (ACA or similar)
  • Competitive interest rates
  • Great deals, even if you have variable income
  • Reduced deposit
  • Discount and excellent value remortgages
  • Fast in-principle decisions
  • Flexible terms and conditions on mortgages for accountants
  • Help arranging a mortgage for skilled migrant workers
  • Specialist deals, such as guarantor mortgages or buy-to-let agreements

Whether you’re self-employed or work in an accountancy firm, we can secure the best mortgages for accountants or remortgage deals for you. We understand the different ways you are remunerated and we know which banks offer the best terms dependant on your income structure.

So if you own your own practise, work in a partnership, or work for a firm with a clear career path, contact us and speak to one of our mortgage advisers who understand the different ways you can show income.

By letting Mortgages for Professionals negotiate with lenders, qualified (or nearly-qualified) accountants can take advantage of a range of benefits, including:

  • High income multiples – expect generous affordability calculations
  • High mortgage amounts for recently-qualified accountants (ACA or similar)
  • Competitive interest rates
  • Great deals, even if you have variable income
  • Reduced deposit
  • Discount and excellent value remortgages
  • Fast in-principle decisions
  • Flexible terms and conditions on mortgages for accountants
  • Help arranging a mortgage for skilled migrant workers
  • Specialist deals, such as guarantor mortgages or buy-to-let agreements

Whether you’re self-employed or work in an accountancy firm, we can secure the best mortgages for accountants or remortgage deals for you. We understand the different ways you are remunerated and we know which banks offer the best terms dependant on your income structure.

So if you own your own practise, work in a partnership, or work for a firm with a clear career path, contact us and speak to one of our mortgage advisers who understand the different ways you can show income.

By letting Mortgages for Professionals negotiate with lenders, qualified (or nearly-qualified) accountants can take advantage of a range of benefits, including:

  • High income multiples – expect generous affordability calculations
  • High mortgage amounts for recently-qualified accountants (ACA or similar)
  • Competitive interest rates
  • Great deals, even if you have variable income
  • Reduced deposit
  • Discount and excellent value remortgages
  • Fast in-principle decisions
  • Flexible terms and conditions on mortgages for accountants
  • Help arranging a mortgage for skilled migrant workers
  • Specialist deals, such as guarantor mortgages or buy-to-let agreements

Whether you’re self-employed or work in an accountancy firm, we can secure the best mortgages for accountants or remortgage deals for you. We understand the different ways you are remunerated and we know which banks offer the best terms dependant on your income structure.

So if you own your own practise, work in a partnership, or work for a firm with a clear career path, contact us and speak to one of our mortgage advisers who understand the different ways you can show income.

By letting Mortgages for Professionals negotiate with lenders, qualified (or nearly-qualified) accountants can take advantage of a range of benefits, including:

  • High income multiples – expect generous affordability calculations
  • High mortgage amounts for recently-qualified accountants (ACA or similar)
  • Competitive interest rates
  • Great deals, even if you have variable income
  • Reduced deposit
  • Discount and excellent value remortgages
  • Fast in-principle decisions
  • Flexible terms and conditions on mortgages for accountants
  • Help arranging a mortgage for skilled migrant workers
  • Specialist deals, such as guarantor mortgages or buy-to-let agreements

To make and application for a large or high value mortgage please contact us using the form below.

Thank you all for your patience and hard work in getting the purchase of Panmure Road completed yesterday. We managed to pull it back from the brink. We got the keys yesterday and everything was in order – although after 21 years of wear and tear since the title was last transferred the house needs a lot of attention to make it shiny and habitable! You all worked very hard dealing with some moving goalposts at times (not my fault!), so thank you. Just need to sell my old flat now and all will be well.
Mr Peter Newman Barrister
I have worked with MFP on a number of property purchases over the past three years and I have always been delighted with the quality of advice, the level of support through the mortgage process and their ability to deliver a completed deal. I would have no hesitation to recommend MFP and I will certainly look to work with them again on any future mortgage requirements.
Ben McGrail MD, Harlex Consulting
I contacted MFP after several unsuccessful mortgage applications directly with lenders. I had become self employed only 9 months prior to making applications, and notwithstanding evidence of consistent and valuable revenue, lenders couldn’t accept such a recent change in circumstances. Many required not less than 2 years accounts. MFP understood my situation completely, and looked at all the background and surrounding circumstances before creating a case which quickly resulted not just in a mortgage offer, but one with a high LTV and at a very competitive rate. MFP stayed involved in the process of the application and indeed various legal matters which arose during the conveyancing process, to ensure the purchase went through. I would highly recommend MFP.
Mr Adam Shore Solicitor
The sale would not have been possible without your help. Thank you so much for everything you and your team did. I wish we had come yo you in the first place – it would have saved a huge amount of stress. We will most definitely recommend your services to friends and family.
Chloe Hastings Dentist
Just wanted to pass on my thanks to yourself and Dan for your advice and guidance throughout the process. If I hear of any friends / colleagues that are looking for a mortgage, you will be highly recommended!
D.P Accountant
Thanks for all your help! Without your swift action on the day we wouldn’t have got this property and there has been absolutely nothing in the area since then so you really made a difference.
Nick Singer Barrister
I wanted to let you know that we have exchanged contracts today with a view to completing today also. I will confirm when we have completed. We wanted to say thank you once again for all your help, advice and support. We quite literally could not have done it without you! You really did go above and beyond!!
Amanda Accountant
Peter was invaluable throughout the purchase of my first property. As a new build above a hot food takeaway, the range of lenders were already limited but Peter was very helpful in securing a mortgage with a high street lender which saved me money and hassle. Peter was patient while guiding me through the application process for the first time and despite the setbacks we encountered along the way. I have no doubt I’ll use Peter when I move again.
J Perkins
We recently obtained 2 mortgages simultaneously using our adviser Peter. Our situation was unorthodox and despite this we received an outstanding service. The level of communication from our adviser was excellent and his willingness to liaise with the solicitor and agent was exemplary. We are very grateful to have been able to use his services and would recommend him unreservedly
D Lewis
Fantastic experience and I could not have been able to buy my new home without Peter’s professional advice and help. Peter’s experience, expertise and his ability to speak to the bank to explain my situation made something scary and stressful a pleasure and I will most definitely be using him again.
N Dean
Peter has been excellent from the very first call with him! He has dealt with our mortgage in a professional, efficient way, always reaching out to us for documents and updates in a timely manner, which has made it stress free and pleasant experience. We will definitely be reaching out to you in the future, Thanks for all your help Peter!
T Patel
I cannot recommend Mortgages for Professionals, and in particular, Peter Momirovski enough! He has been the ultimate professional during our dealings. He has been highly supportive and extraordinarily knowledgeable throughout the process and nothing has been too much trouble. (He has even been available late into the evenings and during the weekend!) Peter has given honest and pertinent advice throughout the process and he has provided regular updates, from start to finish. I cannot recommend Mortgages for Professionals and Peter Momirovski enough! I can safely say that I will not hesitate to use him again, for any further financial planning and advice. Peter’s customer care has been exemplary! Thanks again!
H Pastana
The whole process was completely seamless, from Peter’s research on the best product, through to the mortgage offer which we got within five days. Amazing!. I would highly recommend Peter and Mortgages for Professionals and I will definitely come back to him in the future.
J O’Neill
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Your details will only to used to contact you back or not sold or passed on to any third parties. Please note that MFP only deal with mortgages for those who earn £50,000 per annum and are either UK residents or have a right to live and work here