Professional mortgage products are aimed at borrowers in certain professional employment. Lenders use their own affordability calculations to assess how much they will lend, some offer enhanced calculations and favourable rates specifically to professionals. Your career stability and reliable income can help you save money. However, approaching your bank or high street lender directly is not always the best way to secure the lowest rates.
Mortgages for Professionals is a specialist mortgage broker offering lenders from the whole UK market. We provide a service dedicated to individuals with professional qualifications and high projected earnings – from doctors and dentists, to accountants and engineers.
Our offices are based in central London, we arrange mortgages for professionals throughout the UK.
Whether you’re self-employed or work in an accountancy firm, we can secure the best mortgages for accountants or remortgage deals for you. We understand the different ways you are remunerated and we know which banks offer the best terms dependant on your income structure.
So if you own your own practice, work in a partnership, or work for a firm with a clear career path, contact us and speak to one of our mortgage advisers who understand the different ways you can show income.
By letting Mortgages for Professionals negotiate with lenders, qualified (or nearly-qualified) accountants can take advantage of a range of benefits, including:
If you’re an architect we can help you secure a better deal on your mortgage. Whether you’re recently qualified, a contractor or working for an established firm, Mortgages for Professionals can find lenders offering the most generous affordability calculations and low interest mortgages for you. Contact us and speak to one of our experienced advisers who will be happy to help.
Banks and high street lenders are keen to provide mortgages for architects and other professionals. However, they are often unable to fully understand your financial situation, particularly if you have irregular or hard-to-prove income.
With established relationships with all the major UK lenders, our mortgage consultants can negotiate on your behalf to arrange the best available mortgages and remortgages for architects. We’ll complete all forms, paperwork and calls needed to ensure you get the mortgage deal best suited to your needs. Simply complete the contact us form and start your journey by meeting your mortgage adviser.
Mortgages for Professionals can help you secure:
Many banks and high street lenders can offer generous rates and terms to barristers. As a professional, you can expect high income multiples and low interest on all mortgages for barristers.
However, barristers and other legal professionals may face problems with banks and high street lenders who are unable to assess your precise financial circumstances or understand irregular income patterns. Contact one of our mortgage advisers who can explain the possible pitfalls you can encounter and understands how to present your aged debtors list to a lender with the aid of your clerk.
At Mortgages for Professionals we draw on years of specialist experience in the professional sector. We’ve established relationships with most of the major UK banks and lenders, and can offer a whole of the market brokerage service.
We negotiate on your behalf for the best available mortgages for barristers. Whether you’re self-employed, with only one year’s accounts, or your income has been rising steeply and you need a lender to use your most recent year’s income – we can help so contact us and start your journey.
At Mortgages for Professionals we can help you arrange deals with:
Professional mortgages for dentists can be some of the best deals on the market. However, approaching your bank or high street lender direct doesn’t guarantee you the most preferential terms.
At Mortgages for Professionals we source the best value mortgages for dentists available. Our specialist sector knowledge and strong relationships with major UK lenders means that we can negotiate on your behalf for the best possible deal. We understand the financial and working arrangements for dentists and use key information to get the right professional mortgage for you.
Whether you’re looking for a remortgage, a buy to let deal, dental practice financing, or even if you’re a first time buyer – we can help you secure the best professional mortgages for dentists.
If you’re an associate dentist, a principal dentist or any other medical professional contact us and speak to one of our advisers who can take you through the mortgage process.
Professional mortgages allow for preferential rates, high income multiples and high loan to value borrowing – as well as many other benefits. At Mortgages for Professionals we can help you:
We understand that the most important factor for a busy doctor is their time. At Mortgages for Professionals we want to take the stress and burden of buying or remortgaging your home away from you and make your mortgage journey as smooth and quick as possible. We understand the pressures you are under and we want to make sure there is no added strain when applying for a mortgage. Contact us and meet your adviser who will help you on your mortgage journey.
Mortgages for doctors are available at reduced rates, generous affordability calculations and favourable terms – whether you’re a first time buyer, searching for a remortgage deal, or looking for practice finance.
Our advisors understand the unique working and financial arrangements of medical professionals and can help you secure the lowest rate possible. We’re totally independent and impartial. The relationships we have established with major banks and UK high street lenders enables us to negotiate directly with lending departments to get the best terms on your behalf.
If you’re a newly-qualified doctor, working your way through the training grades, surgeon, consultant, or GP, contact us to find the most competitive mortgages for doctors.
So, why do doctors get preferential treatment? Many banks and mortgage lenders will offer professionals, such as doctors, lawyers and accountants, favourable deals because they are seen as more reliable long-term risks. You can expect us to help you secure:
After leaving university, you may find that student debt and low initial income makes it hard for you to arrange a mortgage deal. However, many lenders offer specialist graduate mortgage packages with favourable rates and high income multiples – particularly for graduate professionals.
If you’re studying for professional qualifications (for example a law, medical or accountancy degree) we can help you find a low interest rate graduate mortgage. You will even qualify for a graduate mortgage if you apply for a loan within ten years of graduating.
We have built up relationships with all of the UK’s major lenders. We act on your behalf as a specialist graduate mortgage broker to secure the best possible deal for you. We can help you arrange a graduate mortgage with rates and terms that you won’t find at your bank so contact us and speak to an adviser who will guide you to the best mortgage with your given circumstances.
As a graduate with a professional qualification, lenders are often prepared to offer you better deals than other graduates. You can find:
Your bank may offer generous deals on mortgages for investment bankers. However, applying directly may mean that you miss out on reduced rates, higher income multiples and preferential terms.
Many banks and high street lenders have inflexible ways of assessing your current financial situation. If you have irregular income (for example if much of your earnings arrive through bonus schemes) you may find that you’re penalised.
In addition sometimes because of your remuneration package you may need more flexible lending? and may prefer bullet payments when your bonus comes through as opposed to struggling with high monthly mortgage payments every year.
Mortgages for Professionals offers a discreet and personal mortgage brokerage service for investment bankers. A dedicated mortgage consultant will assess your individual situation and needs. We can then negotiate with lending departments direct to secure the best possible deal for you. Contact us and speak to one of our advisers who will tailor make the right mortgage for you.
Because we have built up strong relationships with most major UK lenders over the years, we are able to arrange the most competitive deals. This means that you can expect a variety of benefits when finding a mortgage through us:
As respected professionals, solicitors can command preferential mortgage deals. However, by approaching your bank or high street lender direct, you may be missing out on the lowest rates and most flexible terms.
Mortgages for Professionals offers an independent and personal brokerage service – drawing on years of experience and specialised sector knowledge. The relationships we have built up with major UK lenders enables us to negotiate on your behalf for the best possible mortgages for solicitors, deals.
Whether you’re a recently qualified solicitor looking for high income multiples, or an established lawyer searching for an excellent remortgage deal, we can help. Simply fill out the three-step online enquiry form opposite and we will respond within 12 hours.
Our mortgages for solicitors service is designed to secure the best possible deal for you by fully understanding your situation and using that information to your advantage. Our brokers can help you find:
Are you a qualified chartered surveyor? If so, you may use your professional status to secure low interest rates, high income multiples and generous terms for your mortgage.
However, although banks and high street lenders are keen to provide mortgages for surveyors and other professionals, it doesn’t always pay to contact them direct. Banks are often unable to fully understand your financial situation, particularly if you have irregular or hard-to-prove income.
Mortgages for Professionals has established close relationships with all the major UK lenders. This means that we are in the ideal position to negotiate on your behalf for the best possible mortgages for surveyors.
Banks, building societies and high street lenders may not understand the unique financial and working arrangements of a chartered surveyor’s career – but we do. Contact us to find out more.
Professional mortgages allow for preferential rates, high income multiples and over 100% borrowing – as well as many other benefits. At Mortgages for Professionals we can help you:
Are you searching for a high-value mortgage or large mortgage lenders? At Mortgages for Professionals we have years of experience securing the best rates and terms for both professional and high-earner clients.
With direct access to senior underwriters at banks and lenders across the UK, we can negotiate the best possible terms on your behalf. Independent and impartial, we work for you and not the mortgage lender.
If you’re looking for a large mortgage of over £100,000 or more, get in touch. We will assess your personal circumstances, no matter how complex or discrete your financial situation (for example, we can focus on projected earnings, bonus schemes etc.). Many lenders now have teams that only assess large mortgage applications. We have strong relationships with the underwriters in these departments.
As a professional or high earner your financial and career stability can help secure low rates – no matter how high your desired mortgage value. We can arrange:
To make an application for a large or high value mortgage please contact us using the form below.
Hey Dan, Chloe and Dylan, We've moved! I just wanted to send a quick note to say a huge thanks for helping us complete on our property. You offered so much support in securing a mortgage and were always very responsive. We're really happy with our new home, and appreciate your part in making that happen. Thanks a mil!
My expectations of service levels are high given I am in professional practice and I'd contacted numerous brokers to work with me on my mortgage application but only found one that I wanted to progress with. From the start Paula and Lisa were responsive (sometimes responding to emails in minutes) and worked hard to get up to speed with my situation. They then articulated this to the lender which proceeded very quickly through to an offer. I would happily recommend them to anyone.
I could not be happier with my experience with Mortgages for Professionals. As a first time buyer, finding the right mortgage felt so overwhelming but from the start Dan put my mind at ease. The service I received was outstanding. There were (a few) setbacks along the process, and I cannot thank Dan and Chloe enough for their patience and efforts to move things forward! They really went the extra mile to get me to completion. I will absolutely use MFP for my next purchase and will highly recommend MFP to my family, friends and colleagues. Again thank you!
Thank you all for your patience and hard work in getting the purchase of Panmure Road completed yesterday. We managed to pull it back from the brink. We got the keys yesterday and everything was in order – although after 21 years of wear and tear since the title was last transferred the house needs a lot of attention to make it shiny and habitable! You all worked very hard dealing with some moving goalposts at times (not my fault!), so thank you. Just need to sell my old flat now and all will be well.
I contacted MFP after several unsuccessful mortgage applications directly with lenders. I had become self employed only 9 months prior to making applications, and notwithstanding evidence of consistent and valuable revenue, lenders couldn’t accept such a recent change in circumstances. Many required not less than 2 years accounts. MFP understood my situation completely, and looked at all the background and surrounding circumstances before creating a case which quickly resulted not just in a mortgage offer, but one with a high LTV and at a very competitive rate. MFP stayed involved in the process of the application and indeed various legal matters which arose during the conveyancing process, to ensure the purchase went through. I would highly recommend MFP.
I have worked with MFP on a number of property purchases over the past three years and I have always been delighted with the quality of advice, the level of support through the mortgage process and their ability to deliver a completed deal. I would have no hesitation to recommend MFP and I will certainly look to work with them again on any future mortgage requirements.
Just wanted to pass on my thanks to yourself and Dan for your advice and guidance throughout the process. If I hear of any friends / colleagues that are looking for a mortgage, you will be highly recommended!
Thanks for all your help! Without your swift action on the day we wouldn’t have got this property and there has been absolutely nothing in the area since then so you really made a difference.
The sale would not have been possible without your help. Thank you so much for everything you and your team did. I wish we had come yo you in the first place – it would have saved a huge amount of stress. We will most definitely recommend your services to friends and family.
I wanted to let you know that we have exchanged contracts today with a view to completing today also. I will confirm when we have completed. We wanted to say thank you once again for all your help, advice and support. We quite literally could not have done it without you! You really did go above and beyond!!